Guiding The Boomerang Generation

Presented by Sterling Total Wealth Solutions
November 9, 2023

You may have seen the “Boomerang Generation” in more than a few headlines lately. These young adults return, or “boomerang,” to their parents’ homes as they attempt to navigate the property market.

The key culprit is mortgage rates nearing the 8 percent mark, providing a new hurdle for prospective homeowners. Additionally, escalating rents, substantial inflation, and high property prices make the path toward homeownership more challenging than in previous years.1

And given the above, potential homebuyers know they may need help. A recent survey shows that over half of potential homebuyers in the coming year have considered seeking their parents’ aid and, in some cases, moving back home to save money. Although welcoming your children back home can be a loving way to help them achieve homeownership, it can also be a financially stressful event unless framed correctly.2

As your financial professional, our role extends beyond your portfolio to addressing these financial journeys and offering resources to smooth the way for everyone involved. We are here to help structure conversations that may help your hopeful homebuyers explore options conducive to their future and your financial goals.

Let us know if you have any questions or would like to chat more about the resources available to you and your family.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Sterling Total Wealth Solutions and Cambridge are not affiliated.

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG, LLC, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2023 FMG Suite.


1., October 10, 2023
2., October 10, 2023